Depending on a few other factors like age and record the cost for full coverage is almost so low its not even worth worrying about cutting cost. For example my 2014 V-Star has complete coverage with a $50 deductible for $200 for the year. That's with a few discounts including paid in full, clean driver, many years with a license and being over 30. I may have a veterans discount too, don't remember, but the point is for $200 of full coverage you may as well get it. Liability won't be much less. So ask for a quote from a few places and see what you are working with.