Tools for the road
I would NEVER leave home without my cell phone and a credit card. I also carry the following:Tire plug kit and a tire pressure gauge
Multi-tool that has about a dozen allen wrenches (Cruz Tools I think)
Gerber Multi-tool that has a vice-grip, phillips/straight blade screwdrivers, file and pry bar, serrated knife blade, and bottle-opener
An electric tire pump.
Flat-tires are my primary concern on the road, anything more and I'm having it towed to a local dealership/shop/home. Since cruisers typically don't have center-stands, I don't see trying to remove a wheel on the side of the road.