That is a terrible situation all the way around. The fact that it could have been much worse is the only positive thing.
Im going to dig out my Progressive MC policy and make sure I did sign up for uninsured motorist coverage. Here in NY I think its required. When I got my 650 several years ago I was only going to get basic liability, but the rates at progressive for full C&C were so good, I signed up for everything, including coverage for my riding gear.
Sorry that she could not avoid the collision. If I see someone on a cross path so much as flinch, Im off the gas and on the brakes, and planning the path to go around if he keeps coming. If he stops I sound the horn of indignation loud and long. If I have to avoid him I dont bother with the horn.
But even being that diligent, sometimes I miss one and they start coming out when Im not looking.
BTW, breaking the bones in the wrist is an instinctive reaction. When you fall your arms go out by themselves to catch the ground - you have to stop them, tuck them in, and twist and roll on your side, like a football receiver going to the ground with the ball. My wife slipped and fell and broke her left wrist (pins and plates) and 2 years later she tripped in the driveway and broke the other wrist the same way. Its a very common injury, esp for us older people.
Practicing falling should be one of those things that everyone learns in gym class, something useful.. instead of climbing ropes and playing dodge ball....
Last edited by KCW; 02-16-2019 at 10:29 AM.