Double check in your area as to the legality of riding with headphones in. I have tried a few different options, without spending S**a prices. One option was the inductive headphones...they don't actually go in to your ears, so legal in my area. they work well in the helmet and give some noise, plus allow navigation to go through. Downside was that I had the wired ones and had to be careful getting off the bike, or it would snatch my head around haha. Next attempt was the BT-S2. I liked them well enough for the price. They have a good battery life to them...could make it most of the week on about half an hour round trip per day...and they lasted throughout a good weekend ride. Downside is one of the 2 charging cables went out, then the headsets started cutting out in one or either ear. They were a little quiet on sound level, even with everything turned up. They did allow for FM radio, intercom, and music from phone that allowed navigation to cut through, as well as phone calls. A surprise was that one phone could be shared between two headsets when paired properly. Latest attempt is the Freedcon TCOM-SC. Once again, you will have speakers in your helmet. So far I am enjoying them though. The sound quality and level is higher/better than the BT-S2, which is a plus when wearing earplugs (which surprisingly aren't illegal) and the controls (jog wheel instead of buttons) are a little easier to do. Has all the same features, not sure about 1 phone sharing music yet though. The intercom is definitely a lot better and can hit a button to talk while listening to music vice only one or the other.
Another option you see, is just the bluetooth speakers on the handlebars.
TLDR; Lots of options out there. Decide if you want headphones or speakers, then can narrow it down for your budget.