Laid one down, the hard way - Star Motorcycle Forums: Star Raider, V-Max, V-Star, Road-Star Forum
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  • 1 Post By ragtopmg
  • 1 Post By lesblank
  • 2 Post By KCW
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  • 1 Post By aryj2004
 
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post #1 of 10 (permalink) Old 05-01-2019, 11:05 AM Thread Starter
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Laid one down, the hard way

Sat was a great day to ride until.. The rider infront of me crossed the yellow (third time), over corrected, low sided his bike into a pickup that spun his bike into me. We both walked away but, I spent 5 hours in the ER. Cops called him at fault. Now for insurance:
$2100 for a 2001 with 18k, hard bags, windshield, cobra pipes, K&N pods, new front tire, Yamaha windshield and more. Im going to press for more but how much? Looking to keep the salvage title and part out. What do you all think?

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post #2 of 10 (permalink) Old 05-01-2019, 11:29 AM
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Main thing all parties are OK, glad to hear that. As far as fair value, search and print all local listing in you area, cycle trader, auto trader, Craig list are a few. Pick the ones that best match your bike. That should be accepted as fair market value in your area for insurance purposes. If there are not many listed just widen your search. Here's a few for reference. Keep us informed.





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2001 Vstar 1100 Classic (sold), Cobra Slash Cut full exhaust, Dropped 1 inch with lowering links, ORK, 4.5 inch handlebar risers, Ultimate passenger seat, Passenger pegs moved forward 4 inches, Handlebar clock, KN air filter, Viking saddlebags, Additional rear lighting
Loose nut "me" behind the bars
2006 Harley Electra Glide Ultra Classic

https://sites.google.com/site/vstar1100kb/home
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post #3 of 10 (permalink) Old 05-01-2019, 12:29 PM
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kbb or other price guides would help too

problem with getting prices from craigslist and cycle trader is they are mostly the 'asking' price - hard to tell what bikes are actually selling for based on that
or what condition the bikes are in (that are being sold) without going to look at them and spin the crank

accidents suck, esp when caused by someone else

Was the rider going wide on turns, not able to countersteer and hold his line?
Or was he just not looking where he wanted the motorcycle to go and kept drifting over the centerline?
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post #4 of 10 (permalink) Old 05-01-2019, 01:45 PM
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Quote:
Originally Posted by ragtopmg View Post
Sat was a great day to ride until.. The rider infront of me crossed the yellow (third time), over corrected, low sided his bike into a pickup that spun his bike into me. We both walked away but, I spent 5 hours in the ER. Cops called him at fault. Now for insurance:
$2100 for a 2001 with 18k, hard bags, windshield, cobra pipes, K&N pods, new front tire, Yamaha windshield and more. Im going to press for more but how much? Looking to keep the salvage title and part out. What do you all think?

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I purchased my 2005 Silverado for $2000 with 17,500 miles in 2015. I've added some extras (see signature) but I don't think you will do much better.
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'05 V Star 1100 Silverado $2000
Jardine Rumblers Slash Cut Slip-ons $50
Ext. Depot Billet ORK $120
LED Daymaker Headlight from Amazon $59
LED Driving Lights attached to Stock Turn Signal Stems $29
SuperbrightLEDs High Power Brake LED w/ Brake Flasher $18
SuperbrightLEDs "Switchback" Front LED Bulbs $28
Unibar Engine Guard $35
Rear Fender Mini Luggage Rack $25
Throttle Assist $32
Cruising with the Wind in your Face - Priceless
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post #5 of 10 (permalink) Old 05-01-2019, 03:13 PM
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Iím sorry to hear about your laying down your bike, as well im glad everyone walked away, but I know the insurance part can be frustrating.


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post #6 of 10 (permalink) Old 05-01-2019, 04:16 PM
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Glad everyone is ok. Sucks about the bike tho.

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post #7 of 10 (permalink) Old 05-02-2019, 09:26 PM
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No advice to offer, just very sorry to hear about the slide. Glad all were okay...

(Is it just me or are the pillions on those bikes waaay high??)
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Last edited by Cliffieg; 05-02-2019 at 09:28 PM.
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post #8 of 10 (permalink) Old 05-06-2019, 12:25 PM
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One quick question: are the bags, windshield, etc. factory (i.e. Silverado) or were they aftermarket? If an accessory, that is sometimes considered a separate loss. The bike itself might have a replacement value of $2k, but if you had to also buy the accessories, how much would that add? I don't know what insurance you have, or what insurance you're dealing with, but I do know that I added $3k of accessory coverage on my insurance policy that covers riding gear, bags, etc (basically anything that wasn't factory on the model bike I have). Sorry for the slide, it's never fun dealing with that stuff.
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post #9 of 10 (permalink) Old 05-06-2019, 04:56 PM
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Sorry to hear about your accident, but I'm glad everyone is ok. From the way you described it, it sounds like it could've been a lot worse.

That seems like a lowball price for your bike compared to what the asking prices are around here anyway. Of course, that doesn't mean that's what they're selling for. I've had mine advertised for 4 days at $3200, which is about middle road of what others are asking and not one response yet.

Paul
2007 Vulcan Nomad
V&H exhaust

2000 V Star 1100 Classic (Sold)
All stock except for:
Kuryakyn Grips
4" Risers
Switchblade Quick Release Windshield
Ugly but somewhat functional saddlebags
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post #10 of 10 (permalink) Old 05-06-2019, 08:23 PM
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Glad to hear you're doing ok. I hope you are up and running soon.
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