Good idea on the wallet, I often take it out and stick it in my jacket. In the car I put it in the visor on long trips. With all the license, membership cards, and credit cards it is a big lump to sit on. Sometimes I even have money in it.
I never thought any of my rider seats were that bad, it was the passenger seat I was working on. And as I said sometimes you just need to work up to riding.
I do see some indications that lately seats are not as thick. The New Stratoliner seat height is an inch lower than my 06 Stratoliner.
I see a lot of talk about changing seats here. Sometimes I think expectations are too high. On stock and aftermarket.