Passenger floorboards probably ARE in the way. The 650 Classics come stock with boards for the driver, but they still have pegs for the passenger.
As someone else said, you're not missing much. I've got the kit and it's like a couple common wrenches at 10, 12, 14, 17mm, 2 or 3 various allen keys. A double-sided phillips/regular screwdriver, and wrench for your sparkplugs. The only specific tool is the one for adjusting the shock setting, but you can do that with a big channel lock wrench.
Ben C - Cary, NC
2001 XV1600A Road Star
2003 XVS650A V Star Classic