Having FI is definitely a plus, any maintenance records available to you? Check the usual, fluids and tread wear left, if the mirrors vibrate a lot, etc. I wouldn't think that small a difference in mileage would be a big deal, however that's just me. The extra cc's being FI should make a decent difference in performance, at least it did for me going from a carbed 650 to a FI 950.
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Ditto on the mileage thing. If my existing bike had <10K or something, I'd definitely consider it. As it stands I view them both as "moderate but not excessive" mileage for a vstar of that age. Helps that I know the guy selling it, and he used it primarily as a 'road trip' bike, so they're largely 'highway' miles.
FI + larger displacement = significant power boost is the key reason to do it, for me. I have plenty of 'vintage' bikes in the stable with carbs I can fiddle with should I feel the need. My regular-rider can be FI, I think.
That the VS1300 is a trifle longer, etc. all adding up to "more comfy for 6'+ riders" is also a factor. My one gripe with my 1100 has been that my legs cramp up (my knees are right at 45 degrees while seated) and my butt hurts on longer rides (exacerbated by a too-short Mustang seat that pushes me forward). So that's a plus too.
But my real concerns are mechanical. I know that one of the weaknesses of the VS1100 is the final drive - robust and reliable UNLESS you let the gear oil go low, then they tend to fail/seize up. I've heard it enough to believe it. I also wonder if the starter-clutch on an '07 1300 still has the same tendency to fail as on the '04 1100...?
It's those sort of hidden 'gotchas' I'd LOVE to hear about before I pick it up and hand over my money (next tuesday).
Also... If anyone's interested in a good price on a reliable, very good condition 2004 VS1100 with 28K miles... Lemme know.