Fact is, I do not drive/ride away my house without water. That's a new habit from when i lived in the Chicago western suburbs. It's dry down here and HOT, if your Motorcycle or Car breaks down or gets a flat, depending where you are, you could be in for a major problem without water.
I grab a bottle of water, even to go three blocks to the corner store just as sure as i grab the keys. Another thing is my old truck, every ride there is a chance i'll be walking....so far it hasn't let me down. Don't take it very far, only drive 4k a year on a "busy" year. Haven't had a car payment in over 20 years..

Actually it's been 26 Years since i had a car payment.
I ride my Motorcycle more than my Truck, have for years (since i got back into bikes 11 years ago).