I hear you, i usually go straight by the specs but i am in the valley in Arizona. Plus the valves on these bikes, or at least mine are fairly "chatterly" vs a vs Sewing machine. Valves were adusted by past owner a year ago and he swears it was done right he was very confident about that, said the job went well, he was sure etc. PO was/is a retired NY cop that retired here, plus i checked him out prior (due diligence), totally legit guy/family. Real nice neighborhood in Prescott AZ, homes going for 1+ million... He had an elevated reputation score, actually a few points higher than mine... Has other bikes, works on them, huge garage with all the right stuff. Still, I wonder if i should have them done just to make sure, like the oil.
I noticed a little more valve noise than my VTX, but then the V Star also has one more valve per cylinder. It's not super bad or anything, i just notice it. But i am getting used to it, the bike is a lot of fun. Plus the tall windshield reflects all the sound right at me.
So i didnt want to make it worse than it already is by switching to the 20-40.