just read a post that got me thinking about what kind of coverage i should have now on my 10+ year old 950. i've had full plus medical plus $3K in accessories coverage for pretty much the life of the bike. the bike is definitely not worth what it is new, and i'm about to ride it a lot less once my 'new' bike arrives so i'm not sure i should be paying for all the coverage i have on it. i currently have a zero deductible on it and my total cost for the year is about $350, but if i can save a little by cutting back then why not? is my $3K in accessories coverage too much at this point? someone said that if their bike had over $1K in damage then the insurance will just total it. i'm pretty ignorant when it comes to these things so i don't even know what that entails. would my insurance still cover $3K in damages/accessories replacements like they would when it was new? would they just total it if anything actually does happen? what all happens when they consider a vehicle totaled?
insurance coverage
bevo1981
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I got my motorcycle endorsement about 10 years ago. At that time I learned that FL did not require you to carry any motorcycle insurance as long as you had medical insurance. I don't know for sure, but assume it is still the same. I have both.
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